International benefits
With our worldwide network of partner firms, we have the reach and resources to deliver tailored global benefit design and governance, ensuring your business is supported wherever you operate.
For global companies, we not only offer international private medical insurance, life and disability, travel insurance, global employee assistance programmes and kidnap and ransom cover but also provide the expertise to manage comprehensive global benefits programmes.
With our worldwide network of partner firms, we have the reach and resources to deliver tailored global benefit design and governance, ensuring your business is supported wherever you operate.
Through our membership of the Worldwide Broker Network, we have access to 150 fully vetted and accredited local partners across 100+ countries who think like us, and act like us.
Our services
Global medical insurance
Your employees deserve access to world-class healthcare no matter where they are in the world.
From routine check-ups to emergency medical care, global medical insurance removes the stress of navigating foreign healthcare systems. A policy ensures that they’re supported with comprehensive coverage across borders, giving them peace of mind knowing they can access the best treatment and support when it matters most.
Global life and disability insurance
Life is unpredictable, especially for employees working across different countries and environments.
Global life and disability insurance offers financial security to your international workforce and their families in the event of death or a life-changing disability.
An affordable and attractive benefit, it provides reassurance for employees, knowing their loved ones will be supported regardless of their location.
Global Employee Assistance Programme (EAP)
Living and working in another country can be a fun adventure but it can also be a stressful and lonely experience.
With a global EAP in place, your employees can access help and confidential support with multilingual counsellors and resources, wherever they are.
Kidnap and ransom cover
Operating in a global marketplace comes with unique risks, particularly for employees working in high-risk regions.
Kidnap and ransom cover provides critical protection against the growing threats of kidnapping, extortion and wrongful detention. This specialised insurance ensures that both employees and employers are prepared to respond effectively to these crises, offering financial coverage and access to expert support in managing complex, high-pressure situations.
Business travel insurance
From a medical emergency to lost baggage, cancelled flights to missed connections, even the most straightforward journey can turn into a headache.
Business travel insurance means your employees can travel knowing they’re protected should the unexpected occur.
Modular high risk insurance
For businesses operating in challenging environments or industries, risk comes in many forms - from political instability and natural disasters to security threats and operational hazards.
Modular high-risk insurance offers a flexible, comprehensive solution tailored to meet the specific needs of organisations and employees working in these high-stakes situations.
This type of coverage is designed to address a wide range of risks, allowing businesses to select the specific protections they require. Whether it’s coverage for physical security, liability, evacuation or loss of assets, modular high-risk insurance ensures you can build a policy that fits your unique circumstances.
Global benefits management
Managing employee benefits across multiple countries can be a challenge for organisations.
Every country works differently, with different approaches, regulatory requirements and employee expectations, making it complex to ensure consistency and fairness across your global workforce.
With our global benefits management service, you can gain visibility and control over your entire benefits programme, ensuring compliance and cost-efficiency. We leverage agreements with local insurers and streamline administration, so you can deliver high-quality benefits that help attract and retain talent.
Global repatriation services
Bringing employees and their families home after living and working abroad can be a complex and emotional transition.
Our global repatriation service is designed to ease this process, ensuring a smooth return to life in the UK and a seamless reintegration into the workplace.
Multinational pooling
Multinational pooling helps global organisations optimize employee benefits by consolidating local plans from multiple countries into a centralised pool. This approach spreads risk, reduces costs and can provide financial dividends if the pooled premiums exceed claims.
Benefits are arranged locally to meet regional needs, while pooling ensures consistency in benefit design and cost efficiency across the organisation. With enhanced reporting, businesses gain valuable insights to monitor and control costs, making multinational pooling a smart solution for managing global benefits.
Global mobility training
An employee’s ability to settle into life in a new country relies on more than just logistical arrangements - it requires a deep understanding of and connection to the local culture. But how can employees navigate cultural differences with confidence?
Global mobility training provides employees with invaluable insights into local traditions, approaches and acceptable behaviours before they head off on their adventure.
This preparation empowers them with the confidence and knowledge to thrive both personally and professionally in their new environment.
